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Julia Moore
Melanie S. Wilhite
Loan Originator- NMLS ID# 1535192
301 East Ninth Street
Rochester, IN 46975

Cell 574-527-4777
Office 574-422-3372
Fax 574-223-8462

Email: melaniew@firstfederalbanking.com

Business Hours: 24/7

Melanie Wilhite, a loan originator with First Federal Bank of Rochester, servicing the Fort Wayne Market and surrounding areas.

First Federal Bank of Rochester provides a variety of loan options including the following:

  • Construction Loans
  • First Time Homebuyer (First Federal pays $1000 in closing costs)
  • Home Equity
  • FHA – 3.5% down
  • Lot Loans
  • Purchase
  • Refinance
  • USDA

First Federal of Rochester’s Commitment to our Clients:

  • First Federal of Rochester is a direct bank and not a mortgage broker. This allows our clients to save money on their closing costs.
  • Our clients’ loan servicing stays at First Federal of Rochester.  Our clients’ payment will always be made to our bank.
  • We strive to give you the best loan and rate possible to fit your needs.
  • First Federal provides pre-qualifications before you search for a home establishing your budget.
    • This provides you with the confidence of knowing the price range of homes you can afford and includes a pre-approval letter for realtors.
  • I am equipped to meet my clients anywhere to process loans, from a coffee shop to your home.  You decide what works best for you.
  • As your loan officer, my top priority is you as my client. I am passionate and committed to providing high quality service and making sure you feel comfortable with the loan process from start to finish.  I am available for questions at any time before and after the loan is processed.

If you are in the market for a loan, please do not hesitate to give me a call at 574-527-4777.  I will welcome the opportunity to help you obtain the homes of your dreams or refinance your existing home.

I believe that living, working and understanding our community allows flexibility to meet at your home, office or location of choice and better availability to meet.  Questions – please ask, they are important to your process and very welcome!  The online system is always open to view, apply or research programs! 

Meeting with you at a convenient time and place around busy work and family schedules is key in your financing process.

Involvement in Loan Process
We will work as a team through your mortgage process – qualification to application to closing.  Post closing questions are always welcome!  Feel free to contact me anytime – we are your #1 mortgage servicer!

2017 has welcomed all with Great Rates and more opportunities to improve our financial situation – refinancing a current mortgage, home Improvements to an existing home, New Construction or purchasing your first home or your dream home!

All of these types of financing goals can be achieved with proper planning with First Federal.  I welcome the opportunity to assist you in the process from Start to Finish!

Call or email with questions or to set a time to meet and see what First Federal has to offer you and your Family.  We are your LOCAL LENDER!   



Melanie Wilhite, Loan Originator NMLS #1535192
First Federal Savings Bank
301 E. 9th St., Rochester , IN  46975
Direct:  (574) 527-4777
Copyright © 2017 First Federal Savings Bank
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